Stated Income Commercial Real Estate

Use Flexible Financing To Grow Your Business

Because the marketplace is so competitive, you must have access to flexible financing if you want your company to grow and remain relevant in the industry. Traditional loans are good options for many businesses, but if you are looking for an alternative avenue of financing that is easier to qualify for, you may want to consider a stated income commercial real estate loan from Monte Verdi Commercial Capital. This type of loan can be used in any way to enrich your business.

How Is a Stated Income Loan Different From Traditional Financing?

The primary difference between stated income and traditional loans is how they are approved. A company must often have a good credit score to qualify for traditional financing, but stated income loans are approved based on property value. Any type of company can qualify for a stated income loan if it owns property with a value that is greater than the cost of its expenses. You can also expect to receive funds from a stated income loan more quickly than with traditional financing because they require less documentation and are approved more quickly.

What Are the Benefits of Stated Income Loans?

Although flexibility is the most obvious benefit of stated income loans, Monte Verdi Commercial Capital offers additional advantages for borrowers who secure this avenue of financing.  A credit score of 600 or greater will qualify you for the following benefits.

  • Flexibility to use funds in any way that will improve your company
  • 75% LTV for multi-use properties
  • 70% LTV for investment and owner-occupied properties
  • 65% LTV for commercial properties
  • 25-year terms with fixed rates
  • W-2 and self-employment documentation

Contact Us

If you are searching for a flexible avenue of financing that can benefit your business in many ways, a stated income commercial real estate loan could be the ideal solution. The stated income loans offered by Monte Verdi Commercial Capital are generous and competitive, so contact us today to see if you qualify.

Stated Income Commercial Real Estate
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